Hire a Payment Systems Engineer
Payments are unforgiving: double-charges, silent failures, and reconciliation drift compound into revenue and trust loss fast. Enow has spent 7+ years building the money-movement layer for remittance, subscription, and crowdfunding platforms | idempotent, auditable, and correct under retry.
What that looks like in production
Selected payment-systems work:
- Impact Factors
Protected recurring giving and subscription revenue from silent failures: fixed a renewal race that could drop active subscriptions mid-payment, and added recovery that reconciles failed renewals without ever double-charging donors.
- Primus Learning PLC
Made a crowdfunding platform's core "all-or-nothing" promise real: re-architected money flow so backer funds are held in escrow and released to creators only when a campaign hits its goal — otherwise every backer is automatically refunded — protecting both sides of the transaction.
- Primus Learning PLC
Eliminated a bug that double-counted campaign totals and tax figures — reworked payment processing so a duplicate or retried provider notification can never be counted twice, verified under concurrent load.
- Primus Learning PLC
Built the compliance controls a money-moving product needs to operate legally: a tamper-proof audit trail, anti-money-laundering caps, and automated tax-threshold reporting.
- SaaS Simplified
Founded and lead a senior software agency — 10+ production platforms shipped across fintech, remittance, ticketing, and education, including 5 apps published to the App Store and Play Store.
- SaaS Simplified
Built a cross-border remittance app (live on both stores, 5 corridors into Central Africa) that guarantees senders the exact rate they saw — the exchange rate is locked at submission with money-safe decimal handling and duplicate-transfer protection, so diaspora transfers land correct to the last franc.
- SaaS Simplified
Authored stateledger, an open-source payment state-machine library for Node/TypeScript (3 packages on npm) — the reliable equivalent the Node ecosystem was missing for handling payment workflows.
- SaaS Simplified
Also shipped a pan-African admissions platform letting students apply and pay by mobile money across 10 countries without traveling to campus; a mobile-money event-ticketing platform with fraud-resistant QR tickets; and PulseLab, a real-time webhook debugger.
Full stack
“I've had the opportunity to work with Enow on a couple of projects and I must say I'm marveled by his high level of competence. I would recommend him to anyone looking for a full-stack web developer.”
Need this on your team?
Enow is currently accepting a small number of senior remote roles and consulting engagements. Get in touch — usually replies within one business day.